Maintaining your trust and confidence is
among highest priorities. We recognize that protecting the privacy and
security of our customers is an important responsibility. That's why
Complete Financial Planning, Inc. wants you to understand how we
protect your privacy when we collect and use information about you, and
the steps that we take to safeguard that information.
The Privacy Policy of
Complete Financial Planning, Inc.
Complete Financial Planning, Inc. has
adopted this policy with recognition that protecting the privacy and
security of the personal information we obtain about our customers is
an important responsibility. We also know that you expect us to service
you in an accurate and efficient manner. To do so, we must collect and
maintain certain personal information about you. We want you to know
what information we collect and how we use and safeguard that
information.
What Information We Collect
We collect certain nonpublic personal
identifying information about you (such as your name, address, social
security number, etc.) from information that you provide on
applications or other forms as well as communications (electronic,
telephone, written or in person) with you or your authorized
representatives (such as your attorney, accountant, etc.). We also
collect information about your brokerage accounts and transactions
(such as purchases, sales, account balances, inquiries, etc.).
What Information We Disclose
We do not disclose the nonpublic personal
information we collect about our customers to anyone except: (i) in
furtherance of our business relationship with them and then only to
those persons necessary to effect the transactions and provide the
services that they authorize (such as broker-dealers, custodians,
independent managers etc.); (ii) to persons assessing our compliance
with industry standards (e.g., professional licensing authorities,
etc.); (iii) our attorneys, accountants, and auditors; or (iv) as
otherwise provided by law.
We are permitted by law to disclose the
nonpublic personal information about you to governmental agencies. If
you decide at some point to either terminate our services or become an
inactive customer, we will continue to adhere to our privacy policy, as
may be amended from time to time.
Security of Your Information
We restrict access to your nonpublic
personal information to those employees who need to know that
information to service your account. We maintain physical, electronic
and procedural safeguards that comply with applicable federal or state
standards to protect your nonpublic personal information.
Persons or Parties Covered
This Privacy Policy is intended to cover all
visitors to this website, all subscribers to lists or newsletters
whether paid or unpaid, all members or affiliates whether paid or
unpaid, and all customers. Persons who visit or view this website,
whether intentionally or unintentionally, whether solicited or
unsolicited, are described herein as "Visitors" and are parties to this
Privacy Policy. Subscribers to lists or Newsletters are referred to
herein as "Subscribers" and are parties to the Privacy Policy. The web
site, its agents, owners, operators, and employees are referred to
collectively herein as "Web site," "Site," and/or "Seller".
Persons excluded from this website are still covered
In the event that a person excluded from
this website because of the Terms of Use or from denial of service by
the website, who nonetheless unlawfully views this site, that person
remains subject to the terms of this Privacy Policy and is in violation
of the Terms of Use.
Persons under 18 years of age are excluded from this website
This website is not lawfully accessible to
persons under the age of 18 or who are otherwise covered by the
provisions of the Child Online Privacy Act of 1998 (COPA). If you are
under the age of 18 you must leave this site immediately. Fraudulent
use of this website may make you subject to civil or criminal sanctions.
Viewing and/or use and/or communication is construed as acceptance of the terms of this policy
Acceptance of the terms of this Privacy
Policy is a portion of the consideration required for your right to
visit the website. If you do not accept these terms, you have no right
to visit this site and you are fraudulently using this site.
A note to California Residents (online privacy protection act of 2003 --OPPA)
It is the intent of the Privacy Policy to
comply with the California Act. Various provisions throughout this
Privacy Policy address requirements of the act. In summary, you must
presume that we collect electronic information from all visitors. This
is not usually personally identifiable. If you purchase a product or
service via this website (and thereby become covered by the Act), the
purchase agreement you electronically sign prior to purchase allows the
website to collect and archive all the personal information you provide
and to transmit and/or transfer that personal information to third
parties. There is no way you can modify this information and you have
no right to do so. Under the terms of the purchase agreement, you have
no right to view or receive any information about our database. In the
event that the website, under advice of counsel agrees to divulge
information, the requesting party must submit whatever information is
demanded by the website in insure that the website is releasing
information to the correct party. Other provisions of the OPPA may
exempt this website from complying. While we take measures to ensure
that outside parties do not have access to any information we have
about you, we do not warranty that outside parties will not breach our
system and thus have access to your information. (You should know that
merchant service providers do not allow us access to your credit card
information.) This Privacy Policy also is subject to change without
notice. You are required to read it prior to using the website. By
interacting with the website you agree to the terms and conditions of
the Privacy Policy. By using the website or purchasing a product
through this website, you waive the right to use state or federal court
systems to address complaints and, instead, agree to use the American
Arbitration Association located in a city and county specified herein.
Questions, Comments, or Report of incidents
You may direct questions, comments or reports to: info@thecompletefinancialplan.com
Revisions to this privacy policy without notice
This Privacy Policy is dynamic. It will
continually change. You may not assume that it remains the same and you
agree to check the policy each time you visit the site for changes.
Unless, in the sole opinion of the website, this policy changes so
drastically as to suggest a posted notification on the site or via
email, you will receive no notification of changes to this Privacy
Policy nor, under any circumstances, does this site promise
notification. Your continued use of this site always evidences your
acceptance of the terms this Privacy Policy or any modifications.
Latest Update
This Privacy Policy was last updated on: August 11, 2009.
You may direct questions, comments or reports to: info@thecompletefinancialplan.com
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