Coordinating and integrating financial planning strategies to enable my clients to attain financial security and achieve their goals has always been my primary focus. I review every aspect of your financial situation, from cash flow and risk management to retirement and estate planning. Your roadmap will then be developed based on prudent risk management and realistic objectives to help you live your dreams and achieve your goals. My comprehensive, disciplined approach to financial planning has helped my clients achieve the financial freedom they desire, has enriched their lives and those of their families and has enabled them to fulfill their lifelong goals and aspirations.

My compensation is 100% fee-only. I do not earn or accept any commissions from investment alternatives, bonuses or hidden fees. The fee-only approach to financial planning has been endorsed by AARP, the Consumer Federation of America and state regulators.

I've been married for thirty-seven years, have three children, enjoy playing tennis, pickleball, racquetball and am making a humble attempt to learn golf. I live and work in the suburbs of New York, am very active in my community and am a past-president of my Men’s Club. I love working with children and have coached basketball, soccer and baseball, both during the regular and summer all star seasons.

I've always believed education, hard work, treating people honestly and fairly and loving what you do are the most important keys to success in your career. I've been very fortunate in my life and have been helping people achieve their personal goals and dreams since 1980.

My experience through education and career allow me to provide you with the most comprehensive and coordinated strategies possible to help you accomplish your goals.

• Master of Business Administration in Finance (M.B.A.) from New York University Graduate School of Business (1979).
• Bachelor of Science (B.S.) in Management and Finance from New York University College of Business and Public Administration (1977).
• CERTIFIED FINANCIAL PLANNER™ (CFP) from Adelphi University Institute of Financial Planning (1983).
• Chartered Financial Consultant (ChFC) from The American College (1991).
• Chartered Life Underwriter (CLU) from The American College (1990).
• President of Complete Financial Planning, Inc. since 1986.
• Registered Investment Advisor since 1985.
• Registered Representative from 1980 to 1984 with Merrill Lynch and a member of the Merrill Lynch Executive's Club.

It is important for you to know that no complaint has ever been filed during the past thirty-seven years against my company, Complete Financial Planning, Inc. or me with any professional, business or governmental investment regulatory body including the Better Business Bureau.

If you would like to verify any information here let me help you.

• Investment Advisor Status:
  Complete Financial Planning, Inc. CRD#124888
  
  
• Continuing Education Requirements to Maintain CFP® and Complaints:
  Keith J. Kolinsky Licensee #012562
  Call Certified Financial Planner Board of Standards at 800-487-1497
  
  
• Investment Advisor Brochure - ADV Part 2 Click Here.
  
  
Client Relationship Summary - Form CRS Click Here.


• Business Continuity Plan Summary Click Here.
  

If you have any further questions please feel free to ask. I look forward to helping you live the life you have imagined.